:root{
  --navy:#142B4D;--dark:#0F1720;--gold:#D9B27C;--gold2:#c9a26c;--cream:#F8F6F2;--cream2:#efe8dd;--text:#24344a;--muted:#6e7d8e;--white:#fff;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'DM Sans',sans-serif;background:var(--cream);color:var(--text);overflow-x:hidden}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}
.container{width:min(1180px,calc(100% - 40px));margin:auto}
.nav{position:fixed;top:0;left:0;right:0;z-index:50;display:flex;align-items:center;justify-content:space-between;padding:18px 42px;transition:.35s ease;background:rgba(15,23,32,.22);backdrop-filter:blur(16px)}
.nav.scrolled{background:rgba(248,246,242,.96);box-shadow:0 1px 24px rgba(20,43,77,.09)}
.brand img{height:46px;width:auto}
.nav-links{display:flex;gap:30px;font-size:12px;text-transform:uppercase;letter-spacing:.12em;color:rgba(255,255,255,.78)}
.nav.scrolled .nav-links{color:var(--navy)}
.nav-actions{display:flex;align-items:center;gap:12px}
.nav-cta,.member-btn{border:0;cursor:pointer;font-family:inherit;text-transform:uppercase;letter-spacing:.12em;font-size:11px;font-weight:700;padding:12px 18px}
.nav-cta{background:var(--gold);color:var(--dark)}
.member-btn{background:rgba(255,255,255,.12);color:#fff;border:1px solid rgba(255,255,255,.25)}
.nav.scrolled .member-btn{color:var(--navy);border-color:rgba(20,43,77,.18);background:#fff}
.hero{min-height:100vh;position:relative;display:flex;align-items:center;padding:150px 0 90px}
.hero-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}
.hero-overlay{position:absolute;inset:0;background:linear-gradient(90deg,rgba(15,23,32,.86) 0%,rgba(20,43,77,.58) 45%,rgba(15,23,32,.24) 100%)}
.hero-content{position:relative;z-index:2;width:min(760px,calc(100% - 40px));margin-left:max(40px,calc((100vw - 1180px)/2));color:#fff}
.badge,.section-label{display:inline-block;font-size:10px;letter-spacing:.28em;text-transform:uppercase;color:var(--gold);font-weight:700;margin-bottom:18px}
h1,h2,h3{font-family:'Cormorant Garamond',serif;color:var(--navy)}
.hero h1{font-size:clamp(56px,8vw,104px);line-height:.9;color:#fff;font-weight:600;max-width:880px;margin-bottom:24px}
.hero p{font-size:18px;line-height:1.8;color:rgba(255,255,255,.78);max-width:650px}
.hero p strong{color:#fff}
.hero-buttons{display:flex;gap:14px;flex-wrap:wrap;margin:38px 0 30px}
.btn-primary,.btn-secondary{display:inline-flex;align-items:center;justify-content:center;padding:16px 30px;text-transform:uppercase;letter-spacing:.14em;font-size:12px;font-weight:800;transition:.25s ease;border:1px solid transparent}
.btn-primary{background:var(--gold);color:var(--dark)}
.btn-primary:hover{background:var(--gold2);transform:translateY(-2px)}
.btn-secondary{color:#fff;border-color:rgba(255,255,255,.3)}
.btn-secondary:hover{border-color:var(--gold);color:var(--gold)}
.big{padding:18px 42px}
.trust{display:flex;flex-wrap:wrap;gap:12px}
.trust span{font-size:12px;background:rgba(255,255,255,.09);border:1px solid rgba(255,255,255,.14);padding:10px 14px;color:rgba(255,255,255,.78)}
section{padding:105px 0}
.split{display:grid;grid-template-columns:1fr .85fr;gap:70px;align-items:center}
h2{font-size:clamp(40px,5vw,70px);line-height:1;font-weight:600;margin-bottom:20px}
p{font-size:16px;line-height:1.85;color:var(--muted)}
.fraction-card{background:#fff;border:1px solid rgba(20,43,77,.08);padding:34px;box-shadow:0 24px 70px rgba(20,43,77,.08)}
.fraction-row{display:flex;align-items:center;gap:22px;padding:24px;border:1px solid rgba(20,43,77,.08);background:var(--cream)}
.fraction-row strong{font-family:'Cormorant Garamond',serif;font-size:58px;color:var(--navy);line-height:1;min-width:78px}
.fraction-row span{font-weight:700;color:var(--navy)}
.fraction-row.gold{background:var(--navy);border-color:var(--navy)}
.fraction-row.gold strong,.fraction-row.gold span{color:var(--gold)}
.fraction-arrow{text-align:center;color:var(--gold);font-size:28px;margin:8px 0}
.benefits,.comparison,.faq{background:#fff}
.center{text-align:center;display:block}
.center-title{text-align:center;max-width:820px;margin:0 auto 50px}
.benefits-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.benefits-grid article{background:var(--cream);border:1px solid rgba(20,43,77,.08);padding:34px;transition:.25s ease}
.benefits-grid article:hover{transform:translateY(-5px);box-shadow:0 20px 50px rgba(20,43,77,.08)}
.benefits-grid span{font-size:30px;display:block;margin-bottom:18px}
.benefits-grid h3{font-size:28px;margin-bottom:10px}
.section-head{max-width:720px;margin-bottom:44px}
.gallery{display:grid;grid-template-columns:1.2fr .8fr .8fr;grid-template-rows:270px 270px;gap:18px}
.gallery img{width:100%;height:100%;object-fit:cover}
.gallery img:first-child{grid-row:span 2}
.property{background:var(--cream2)}
.property-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:70px;align-items:center}
.property-image-wrap img{width:100%;height:620px;object-fit:cover;box-shadow:0 28px 80px rgba(20,43,77,.16)}
.property-copy ul{list-style:none;margin:28px 0;display:grid;gap:12px;color:var(--navy);font-weight:700}
.table-wrap{overflow-x:auto;background:var(--cream);padding:10px;border:1px solid rgba(20,43,77,.08)}
table{width:100%;border-collapse:collapse;min-width:620px}
th{font-family:'Cormorant Garamond',serif;font-size:30px;text-align:left;background:var(--navy);color:#fff;padding:24px}
th:last-child{color:var(--gold)}
td{padding:22px 24px;border-bottom:1px solid rgba(20,43,77,.08);font-size:18px}
td:last-child{font-weight:800;color:var(--navy);background:rgba(217,178,124,.14)}
.comparison-note{text-align:center;max-width:760px;margin:28px auto 0}
.steps-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:2px;margin-top:48px}
.steps-grid div{background:#fff;padding:34px;border:1px solid rgba(20,43,77,.08)}
.steps-grid strong{font-family:'Cormorant Garamond',serif;font-size:52px;color:var(--gold)}
.steps-grid h3{font-size:25px;margin:8px 0}
.legal{background:var(--navy);color:#fff}
.legal h2{color:#fff;max-width:820px}
.legal p{color:rgba(255,255,255,.62);max-width:760px}
.legal-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:2px;margin-top:45px}
.legal-grid div{border:1px solid rgba(255,255,255,.1);background:rgba(255,255,255,.04);padding:28px;color:var(--gold);font-weight:800}
.faq-container{max-width:850px}
details{border-bottom:1px solid rgba(20,43,77,.12);padding:22px 0}
summary{cursor:pointer;font-family:'Cormorant Garamond',serif;font-size:25px;color:var(--navy);font-weight:700}
details p{padding-top:14px}
.cta{text-align:center;background:linear-gradient(rgba(15,23,32,.78),rgba(15,23,32,.84)),url('../images/cta.jpg') center/cover}
.cta h2{color:#fff;max-width:850px;margin-left:auto;margin-right:auto}
.cta p{color:rgba(255,255,255,.72);margin-bottom:30px}
footer{padding:34px 40px;background:var(--dark);display:flex;align-items:center;justify-content:space-between;color:rgba(255,255,255,.38)}
footer img{height:42px}
.popup{position:fixed;inset:0;z-index:100;display:none;align-items:center;justify-content:center;padding:20px}
.popup.active{display:flex}
.popup-backdrop{position:absolute;inset:0;background:rgba(15,23,32,.72);backdrop-filter:blur(8px)}
.popup-card{position:relative;background:var(--cream);width:min(520px,100%);padding:42px;box-shadow:0 40px 100px rgba(0,0,0,.35)}
.popup-card h3{font-size:40px;line-height:1;margin-bottom:16px}
.popup-card p{margin-bottom:26px}
.popup-close{position:absolute;top:12px;right:14px;border:0;background:transparent;font-size:34px;color:var(--navy);cursor:pointer}
@media(max-width:900px){
  .nav{padding:14px 20px}.nav-links{display:none}.brand img{height:38px}.nav-actions{gap:8px}.member-btn,.nav-cta{padding:10px 12px;font-size:10px}
  .hero-content{margin-left:20px}.hero h1{font-size:54px}.hero p{font-size:16px}
  section{padding:72px 0}.split,.property-grid{grid-template-columns:1fr;gap:40px}
  .benefits-grid,.steps-grid,.legal-grid{grid-template-columns:1fr}
  .gallery{grid-template-columns:1fr;grid-template-rows:none}.gallery img,.gallery img:first-child{height:280px;grid-row:auto}
  .property-image-wrap img{height:420px}
  footer{flex-direction:column;gap:14px;text-align:center}
}